FINANCIAL COACH About Us

About Us What is financial coaching?

Financial coaching helps you address financial challenges and maps out specific actions needed to accomplish financial goals. A financial coach works with you to help you change behaviors around money by focusing on fundamental financial issues.

A relationship with a financial coach is informal, direct, nonjudgmental, and strictly confidential. A financial coach will review your specific goals, suggest changes as needed, and assist you with aligning your priorities with a financial plan to achieve your major life goals.

Just as professional athletes hire coaches to improve themselves and their performance, a financial coach will help individuals, families and small businesses improve their personal financial situation through education, guidance, standard practices, and accountability.

A financial coach certainly helps you with everyday money issues but will also provide coaching on retirement, career, real estate, insurance, basic estate planning and other financial related topics.

A financial coach empowers you to implement important changes and processes to improve your financial situation.

About Us What makes James a great financial coach?

As a full-time financial coach, James provides independent guidance that is always in your best interest. James takes the time to understand your specific situation, works with you to clarify concerns, goals, and dreams, and then makes sure all discussions are in the context of your personal priorities.

James is uniquely qualified to serve as your personal financial coach. In addition to being a Ramsey Preferred Coach, James currently holds professional licenses issued by Georgia as a CPA, Real Estate Broker and Real Estate Instructor. He also is a Graduate of the REALTOR Institute (GRI). James’ professional career includes USCG active duty, public accounting, private accounting for a couple of small businesses and a Fortune 500 company. James has been self-employed in the real estate brokerage business and started/owned a community association management company until James sold his interest late 2010. James graduated Georgia State University with a B.B.A and majored in Accounting.

James is a member of the Association for Financial Counseling & Planning Education (AFCPE®) and has successfully completed the Money Management Essentials Course. James continues his education in order to provide superior financial coaching to his clients and is currently working toward the Accredited Financial Counselor (AFC®) and Financial Fitness Coach (FFC®) Certifications.

James formally held the following designations and certifications: Certified Manager of Community Association (CMCA), Association Management Specialist (AMS), Certified Residential Specialist (CRS) and Accredited Buyers Representative (ABR).

James does not sell any third-party products like investments or insurance. There is nothing wrong with these types of services, but as your financial coach James will not sell or recommend any specific financial product. However, referrals to other service providers is available.

James is at a point in his life where it’s about helping others reach their life goals and supporting strong families! James lives with his wife, Susan and has two adorable grandchildren.

About Us Is financial coaching for you?

Financial coaching is ideal for individuals, families and small business owners who have realized that their financial situation just isn’t where it should be or they want it to be, and they want someone financially knowledgeable to help guide them to a place of financial stability.

Please understand that engaging with a financial coach is going to take some work. Gathering data and clarifying a complete financial situation will take you some time and effort.

Financial coaching cannot provide a quick fix to extreme situations.

Contact James to schedule a confidential, complimentary phone consultation so that we may determine if financial coaching is right for you.


About Us Core Values

Competence in Financial Coaching
Objectivity in Offering Coaching Services
Integrity in Client Dealings
Confidentiality with regard to Client Matters

About Us James’ Mission

To help individual, families and small business owners take control of their finances through providing faith based, practical solutions using an educational approach.

About Us Privacy, Security and Refund Policies

You may be asked to provide personal information on the FC4Y site. This information is for administrative or transaction use only. It will be used only to better understand and serve your needs, and provide services tailored to you.

I will not use your information for any purpose without your consent. Your information will not be accessible to anyone other than my staff. I will not sell your information to anyone! However, I’ll have to provide information you provide if I’m ordered to do so by a court of law.

I will keep you informed of my own special events, news and offers. Periodically, I’ll send announcements via email or social media accounts. If you do not wish to be contacted by me, simply click on the unsubscribe link found at the bottom of the email newsletter.

I’m determined to keep your information private. I have measures to protect your personal information during transactions. For example, when you supply FC4Y with your debit card, credit card or checking account information to purchase a coaching session, your information is encrypted to ensure a safe and secure transaction. Your payment information is temporarily stored on a secure server before processing.

All customer data collected is protected against unauthorized access. I use 3rd party vendors that specialize in providing secure online payment solutions. None of your payment information can be accessed via the internet.

Coaching Fees are not refundable as I provide a fee-for-time service. I promise you will get out of the coaching session what you put into it. However, if a package of coaching sessions is purchased and if I am unable to provide any remaining coaching sessions, you will be entitled to a refund of any remaining credit.

About Us Ramsey Solutions Disclaimer

“Completion of Ramsey Solutions Financial Coach Master Training does not create an employment or agency relationship with Ramsey Solutions or its affiliates; it does not constitute a license or credentials to engage in legal, tax, accounting, investment, or other professional services; nor does it constitute an endorsement or recommendation of the Coach by Dave Ramsey.”